4 detailed UK guides

Excess, limits and policy design

Two policies at the same price can be very different products. These are the levers that move both the premium and what you can actually claim.

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Excess, limits and policy design

How much excess should you choose?

An excess on private health insurance is the part of a treatment bill you pay yourself before the policy pays the rest. People search for it as a health in…

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Excess, limits and policy design

What is a private health insurance excess?

A private medical insurance excess is the first part of the cost of your treatment that you pay yourself; the policy pays what is above it. You choose the…

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