2 detailed UK guides

Pre-existing conditions and underwriting

Having a medical history does not rule out private cover — it changes which underwriting basis suits you, and what that basis will and will not pay for.

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Pre-existing conditions and underwriting

Do insurers cover pre-existing conditions?

Usually not. Private health insurance in the UK is, as a rule, written to cover conditions that start after the policy does, and a condition you already ha…

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